WHAT'S NEW

It's worth visiting this page regularly, lenders, are constantly bringing out flexible terms and packages that will help you either save money or retain more profit in your business.

• Portfolio Landlords - New Fixed Rate and low fee remortgage packages
• Buy To Let - No Rental Calculation applicable
• Leasehold Business Finance
• Business start-ups acquiring freehold or leasehold property
• Bridging Finance
• Development Finance with up to 100% of build costs funded
• Borrowers with past credit challenges or CCJ's
• Businesses with out of date or missing trading accounts

Do you have a portfolio of Buy to Let properties with a multitude of lenders? We are continually being asked to help to bring them all under one lender and attractive remortgage packages with reduced fees are now available. We can even arrange forward buying facilities to make future purchases easier to arrange and at attractive fixed rates to make budgeting easier for the future.

For a limited time only, we have a Buy to Let lender that is prepared to offer a competitively priced facility with LTV's of up to 75% with no rental calculation, and available for a range of properties including HMO's. Give us a call to see if this scheme will work for you and your business.

It is estimated that at any one time there are as many as 20,000 leasehold businesses either getting started, changing ownership, considering expansion, or looking to refinance their existing borrowings and most find that the high street banks have little appetite for supporting them.

The challenges the banks have is that they traditionally lend against tangible business assets or freehold security so when presented with a proposition that includes a trading business with significant goodwill, and the balance of a relatively short commercial lease they often walk away.

We have access to specialist lenders who will lend against the current value of the existing trading business and are frequently the only people who will help out. All leasehold business sectors are covered be it a takeaway, retail outlet, or pub.

Give us a call to see how we can benefit your business and get the funds you need.

Business start-ups acquiring freehold or leasehold property

Just getting started? If you are buying a commercial property for your business we have a range of flexible lenders who will lend against the property rather than on the strength of a lavishly produced business plan. Contact us to find out more.

Commercial Bridging Finance

The current challenges with the financial markets in the UK has brought about a tremendous increase in the number of enquiries for Bridging and Short Term Funding we are receiving. Please click here for further details as to what we have been arranging for our clients and what we may be able to help you with.

Development Finance with up to 100% of build costs funded

Most clearing bank lenders will restrict the amount of money you can raise on both the purchase of the land or property, and the development or refurbishment costs. The use of specialist lenders who are experts in development can allow the funding to be structured in such a way that 100% of the development costs can often be arranged. Contact us when you are considering your next project.

Borrowers with past credit challenges or CCJ's

More and more of our clients have had past challenges obtaining credit on a personal basis. This often impacts on their ability to raise money for their companies. Bearing in mind adverse information stays around for up to 6 years, don't despair, we have a group of lenders who can help providing that most of these challenges are behind you, and even some that are not.

Businesses with out of date or missing trading accounts

Have you changed the nature of your business recently, recently incorporated, or are your accounts so out of date that your bank will not even talk to you? The new breed of non-conforming lenders are easy to work with and they take a down to earth view on the purchase or remortgage you are after often allowing you to self-certify your income. Give us a call, they are both more competitive, and more flexible than most people would think.